source: rookie financing
core tip: in the past, we always said we were not afraid of debt crisis, because we most like saving money, and high savings give us resilience against risks. But the latest figures are hard to say with high savings and high debt. How many debts do you have on your own deposit?
in the past, the old generation loved to save money and fear debts. I remember when I graduated from work, my parents would not spend too much money on money.
in their eyes, how much money should be saved in their pockets to secure their lives.
unwittingly, this concept of "save money to ease" has been abandoned by the times, now many young people advocate "add leverage to become rich".
leverage is increasing and liabilities are increasing. Open your eyes every day, the head is a series of numbers: how much is this month's salary,Clothing Clearance, how much the loan is left, the credit card bill,Top Fashion Designers and Clothing, and where to borrow it.
has more and more liabilities. In other words, deposits are becoming less and less. How much is the loss of the deposit? The following data may frighten you.
- 01 -
deposits are completely lost to
according to the financial data released by the central authorities, RMB deposits increased by 13 trillion and 510 billion yuan in 2017, up less than 1 trillion and 360 billion yuan from the same period last year.
less growth means slower growth than negative growth in the past, but it is still growing, which is not much.
, however, at the end of 11 month,nike shoes outlet cheap, the balance of RMB deposits was 164 trillion and 900 billion yuan, and by the end of 12, only 164 trillion and 100 billion yuan was left, and 792 billion 900 million yuan was reduced.
this means that deposits at the end of 12 last year have been reduced, which is not a matter of how much more,Cheap Hugo Boss, but how much less.
this is the overall deposit situation. Let's take a closer look at the trend of residents' deposits.
From the point of view of the common people,
's household deposits increased by 4 trillion and 600 billion yuan in 2017, while household deposits increased by 5 trillion and 160 billion yuan in 2016, and 560 billion yuan increased less in 2016.
although the central mother did not publish the specific situation of household deposits at the end of 12, but the deposit decreased by 792 billion 900 million yuan at the end of last 12 month and only 145 billion 500 million yuan at the end of 11 month, and the approximate rate of household deposits at the end of the month of 12 is also reduced.
in the first half of 2017, China's total demand deposits and currency in circulation (cash) decreased by more than 3 trillion.
Although
did not know whether there was a deposit return in the second half of last year, the loss of trillions of deposits was a certainty.
then the question arises: where are these trillions of deposits going?